Discussions about the potential for crypto assets like XRP to help alleviate the national debt of the United States are gaining traction again.
This follows recent remarks from an advisor to Russian President Vladimir Putin concerning the U.S.’s supposed hidden agenda with its expansive crypto support.
Russia Warns of a “Crypto Cloud” Reset
On September 6, Putin’s adviser, Anton Kobyakov, argued during a press conference that the United States is “rewriting the rules of the gold and crypto markets” to address declining global trust in the dollar.
He suggested that Washington could eventually move portions of its debt into stablecoins and cryptocurrencies, devalue it, and restart “from scratch”.
Kobyakov likened this approach to U.S.
financial resets of the 1930s and 1970s, saying they seem to be effectively pushing the world into a “crypto cloud” to reset the financial system.
For context, the U.S.
national debt has crossed $35 trillion.
This has raised questions about how Washington might attempt to manage its obligations in a shifting global financial landscape.
With digital assets increasingly entering policy discussions, speculation has emerged about cryptocurrencies playing a role in a systemic reset.
The XRP Debt Calculation
Against this backdrop, figures within the XRP community are running the numbers.
Pumpius, a widely followed commentator, evaluated the potential price XRP would need to reach to address the U.S.
national debt.
This suggestion comes amid XRP’s U.S.
origin and the fact that Ripple holds a large trove of the asset in escrow.
Some commentators see the escrow serving the purpose of a reserve or helping the U.S.
clear its debt in the scenario where the U.S.
officially adopts XRP as a strategic reserve.
Notably, Ripple still holds around 35.6 billion XRP in escrow, which represents a massive pool of potential liquidity.
If they hypothetically applied this escrow to U.S.
debt, the breakeven price for XRP would be $983 per token.
At that level, the 35.6 billion XRP supply under Ripple’s control could theoretically wipe away the entire $35 trillion debt burden.
At today’s market price of $3.03, that represents a climb of more than 32,347%.
The Full Reset Scenarios
Meanwhile, Pumpius added that this calculation is just the first tier of XRP’s potential.
At $983, XRP could theoretically neutralize U.S.
debt.
He added that at $10,000, XRP could serve as liquidity for CBDCs and foreign exchange markets.
At $100,000, it could underpin securities and capital markets, and beyond $1 million, it could anchor assets tied to biometric and genomic identity systems being tested on the XRPL.
6/🧵
At $833, Ripple’s escrow erases U.S.
debt.
At $10K+, it settles CBDCs + global FX.
At $100K+, it carries securities + capital markets.
At $1M+, it anchors humanity’s assets and ID.The ceiling is higher than you think.
— Pumpius (@pumpius) September 8, 2025
“Will Happen Overnight”
Pumpius argues that this kind of repricing wouldn’t happen gradually but rather overnight if a global liquidity reset forced sovereigns and institutions to adopt the XRPL rails at scale.
He claimed XRP is the ideal asset for adoption, as Bitcoin is “too slow” and energy-intensive.
He added that Ethereum, on the other hand, is fragmented and “too costly.”
To Pumpius, XRP is the “only” neutral alternative for this level of adoption.
Notably, this perspective is highly speculative, and many do not share this level of optimism about XRP’s global adoption potential.
Some even believe Bitcoin stands a better chance than XRP.
DisClamier:
