As talks around XRP future price continue, one crypto commentator believes the next major catalyst won’t be banks or cross-border payments—but real estate.
Armando Pantoja, a widely followed voice in the crypto space, recently shared his insights on how real estate tokenization could unlock trillions in value.
At the center of it all, he sees XRP positioned to benefit massively.
Real Estate Enters the Blockchain Era
Pantoja noted that governments and institutions are already taking steps to bring real estate onto blockchain networks.
In May, Bergen County, a wealthy New Jersey suburb of NYC, announced it would move 370,000 property deeds, worth $240 billion, onto the Avalanche blockchain.
This marks the largest U.S.
property deed tokenization project to date.
He added that governments are typically slow to adopt emerging technologies , so this move is a significant signal.
While the Bergen project uses Avalanche, Pantoja sees the broader government adoption of blockchain itself as a promising sign for the XRP Ledger’s future.
BlackRock and the Tokenization of Trillions
Meanwhile, the trend is not limited to state governments.
Financial giants like BlackRock are already entering the space.
Commentators suggest the firm is working to tokenize trillions of dollars in assets.
Pantoja also highlighted a specific example in Texas, where a $235,000 home in McAllen was fractionalized and sold to 38 investors via NFTs.
In total, $246,000 was raised from 30 everyday investors, 15 of whom had never used crypto before.
Notably, these investors now earn weekly rent in USDC and can sell their shares on the platform.
Essentially, it no longer requires being a millionaire to invest in real estate—just a smartphone and a crypto wallet.
This case demonstrates how blockchain and tokenization are making real estate investment more accessible, particularly to younger or first-time investors.
So, Where Does XRP Fit Into All of This?
The XRP Ledger is already in use in places like Dubai , where title deeds are now issued on-chain.
Pantoja envisions a future where real estate trades like stocks—instantly and globally.
“Buying property today is slow, expensive, and inefficient,”he said.“Every country has different systems, and paperwork is incredibly illiquid.
Blockchain changes that.”
By acting as a bridge for tokenized real-world assets, XRP could unlock liquidity in the world’s largest asset class—real estate.
Notably, Ripple has published a report that estimated that tokenized value could reach $18 trillion by 2033.
Ripple’s Strategic Positioning
With this outlook, Ripple is already working alongside regulators, governments, and banks to support this transformation.For example, Ripple has partnered with the Blockchain Association of Singapore to take a leadership role in asset tokenization.
Ripple views institutional-grade custody as the foundation for this shift, emphasizing five key pillars.
Specifically, they include regulatory compliance, flexible models, operational resilience, strong governance, and support for stablecoin scaling.
To Pantoja, the groundwork is set for XRP to serve as the backbone of this emerging real estate economy.
How XRP Price Could React
According to analyst Brad Kimes, XRP could soar to $189 by 2033 if Ripple successfully taps into the projected $18.9 trillion tokenization market.
His forecast outlines a path to $10.40 by 2026, $54 by 2029, and $189 by 2033.
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